Learn About How to Protect Yourself Against Phishing, Smishing and Gift Card Scams
Attempts at obtaining personal information from consumers for use in committing fraud are
on the rise worldwide. Individuals trick consumers into revealing personal information
by posing as legitimate businesses. Many retailers are the target of many of
these scams today and consumers are receiving e-mails and texts containing these
fraudulent offers. Consumers can protect themselves from these schemes by being on the
lookout and knowing when to disregard this type of activity.
Types of Scams
Gift Card Offer Scams
What the scam is: A website advertisement, e-mail or text message that offers a high-value gift card.
How the scam works: The scam directs consumers to a website that requires them to make purchases,
provide personal information, and/or fulfill other conditions in order to receive the gift card.
Once the conditions are met, the consumer may never receive
the gift card or may have spent more than the value of the gift card.
What the scam is: A valid-looking e-mail, website or other online message that directs consumers to a
legitimate-appearing website that requests account information and/or other confidential information.
Phishing messages often indicate that a consumer's account has been frozen or jeopardized and that
the consumer must provide immediate information.
How the scam works: Once confidential information is obtained, identity theft and other forms of theft can occur.
What the scam is: Similar to a Phishing scam, but in this situation, consumers receive a text in order to carry out the scam.
Note: A gift card offer may also be the subject of Phishing and Smishing messages.
Gift Card Offer Scam
Don't respond to e-mails, text messages or online ads offering free gift cards unless you are expecting this communication from a company.
Make sure the website address and branding match up with the company referenced in the offer.
How to Protect Yourself
- Contact organizations only through trusted channels.
- Beware of e-mails and texts that have you "verify" personal information online. Most legitimate companies will never request personal information in this manner including SBA Gear.
- Scammers may attempt create a feeling of panic — don't rush to respond to or follow the dictates of suspicious e-mails.
- Don't click on links or cut and paste links from questionable e-mail and text messages and websites.
- Read the terms and conditions of offers — they often require that consumers take inappropriate or unreasonable actions.
- URL-checker software and other software is available that can protect against phishing scams.
- Report the fraudulent text to your mobile provider
- Contact Us
Please contact us if you suspect a scam regarding an offer from SBA Gear. If you receive a suspicious email, please forward the entire message, including the header, to us for investigation: [email protected].